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Benefit Details

Your Short Term Disability Benefits Program

The Short Term Disability Benefits Program offers pay replacement when a non-work-related injury or disability keeps you out of work.You are eligible for pay benefits after you've completed two years of service.

PSEG pays the full cost of coverage. If you are not eligible for short term disability coverage, State Plan Rate benefits may replace 2/3 of your average weekly wage up to a maximum which is set annually. State Plan Rate benefits also are payable when pay benefits expire, but they cannot exceed a combined 26-week period.

Keep in mind that since short term disability benefits may not replace your full pay, you may need other financial resources in the event of a disability.

What am I eligible for?

If you have this much service

You’ll receive pay for

2 years but less than 4 years

44 days

4 years but less than 6 years

66 days

6 years but less than 8 years

88 days

8 years but less than 10 years

110 days

10 years or more

132 days

For a more detailed description of your benefits, see the Short Term Disability Benefits Program summary plan description.