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  • Legal Documents
  • Summary Plan Descriptions
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Your Coverage Options

Your coverage option determines how much of your pay will be replaced. You can choose:

• 50% pay replacement—maximum benefit is capped at $100,000 per year (fully paid by Company contributions);
• 60% pay replacement—maximum benefit is capped at $120,000 per year; or
• 70% pay replacement—maximum benefit is capped at $140,000 per year.

Regardless of the option you choose, the Company pays for 50% pay replacement. You pay the difference between 50% and 60% or 70% if you elect a higher pay replacement option. Before choosing coverage, consider the cost of each option.