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Is a Benefits 2000 Dental Freedom of Choice (FOC) option for me?

You might choose this option if:

• You want the flexibility to use in-network or out-of-network dentists.
• In-network, you must use a dentist who participates in the DMO Managed Dental Network.
• Out-of-Network, you can use a dentist who participates in the Preferred Provider Organization (PPO) to lower your dental charges.
• You prefer not to pay deductibles when you use in-network dentists.

You might not choose this option if:

• You want to keep your out-of-pocket expenses low, but want the freedom to visit an out-of-network dentist.
• You are not expecting to receive extended dental care—you can pay the lower premium for the other option available to you.
• You and your covered dependents cannot agree to receive care either in- or out-of-network.