Population: New or Prospective Non-Represented
The Company is concerned about your financial future.
What the PFC Has to Offer You…
Choice. Through the PFC, you can access a wide range of savings and investment vehicles that have been carefully selected by the investment professionals at Hewitt Financial Services LLC.
Personal attention. Personal Finance Specialists work hard to understand your needs, explain your choices, and help you navigate through important financial decisions. You can also be connected to experienced, fee-only financial advisors in your area who will work with you to develop a financial plan that fits your personal needs.
Savings. Since you have access to the center through the Company, many of the investment products have significant cost advantages. These products include 529 plans and funds from leading mutual fund companies with waived front-end sales load fees.*
Convenience. Often, each financial product you want requires a separate phone call or website to visit. But with the PFC, you connect to multiple products through one convenient place. And if you need help, Personal Finance Specialists are available to answer your questions.
A name you can trust. For more than 60 years, Hewitt Associates LLC has worked with companies—including more than 10 years with the Company —to help them manage human resources issues and ultimately help employees like you. Provided through Hewitt Financial Services, a subsidiary of Hewitt, the Personal Finance Center builds on this foundation. Because we’re not in the business of managing money, we can offer an objective program that helps you meet your personal financial goals.
So we offer various resources to help you plan for your retirement and other financial goals. Still, we understand the process can be overwhelming. To make getting started easier, the Company now gives you access to a new resource: the Hewitt Personal Finance Center (PFC).
Three Important Services…
The PFC should be your first stop for all financial planning questions. The following services are available:
1. Advantaged IRAs
There are a number of occasions during the
course of your career when rolling over an
account balance may make sense—whether
you’re starting a new job, changing jobs and
not ready to cash out your retirement savings,
or retiring. The PFC gives you access to the
Hewitt Advantaged IRAs through two highly
respected IRA providers—Harrisdirect™ and
TD Waterhouse. Both providers offer a variety
of IRAs and a wide range of other investment
options. And you get an “advantage:” You’ll
pay no sales loads on most traditional load
funds*—a benefit not readily available to
individual retail investors.
2. AdvisorConnection™
There may be times when you want personal
attention with broad financial planning or
money management. The Hewitt
AdvisorConnection provides a select group
of top independent financial advisors who
can help. Experts in the areas of financial
planning and investment management,
these advisors are carefully screened, highly
experienced, and well respected in their
field. In addition, Hewitt continually
monitors the advisors to ensure that they
meet the qualification requirements.
The advisors work on a fee-only basis—meaning that their advice isn’t compromised or driven by investment product commissions. And for your convenience, advisors live and work where you do. They’re located in every major U.S. metropolitan area, so they can help you with issues that are specific to your region.
3. 529 College Savings Plans
Saving for a child’s, grandchild’s, or even
your own college education through a 529
college savings plan may help you reach your
goal. Offered by all 50 states, these flexible,
state-sponsored plans allow you to save for
college on an after-tax basis and make tax free
withdrawals for qualified expenses.**
What Are You Waiting For?
You may be thinking about the future, but are you planning for it? The future will be here before you know it, and the Company wants to help you live the life you dream about, but you may need money to do that. Do you want to help pay for a child’s or grandchild’s college education? Would you like to be earning better returns on your savings than you are now? Can you see yourself retiring early? Do you want to travel some day or buy a vacation home?
Whether you just started working at the Company straight out of school or you’ve come from another company…
Whether you’re in your 20s or in your 50s…
Whether you have a small personal savings to start with or a large account balance to roll over…
Accessing the PFC…
To access the PFC and all the great services that come with it, link to it from Your Benefits Resources™ or call 1-866-HFS-DESK (1-866- 437-3375) between 9:30 a.m. and 5:00 p.m. Eastern time, Monday through Friday to speak with a Personal Finance Specialist. Both resources are available to help you sort through your options, answer your questions, or connect you with a financial advisor.
Call the PFC and let a Personal Finance Specialist help you reach your financial goals!
Take advantage of all of the resources available to you:
- Morningstar: Log on to Your Benefits Resources and link to “401(k) Savings,” and “Get Investment Advice”to access this provider of online investment advice.
- Financial Planning: Visit the Financial Planning section for general investment advice and to find out what kind of investor you are.
* Other fees may still apply. Please read the program description or prospectus carefully before investing or sending money, as these documents contain more complete information regarding management fees, risks, and expenses. To obtain a program description or prospectus, please contact the Personal Finance Center.
** Qualified expenses include tuition, fees, books, room and board, and other specified costs.