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  • Legal Documents
  • Summary Plan Descriptions
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Step 3—Apply for Your Retirement Benefits: Insurance

If you participate in any of the following insurance programs as an active employee, you may be able to continue or convert your coverage to an individual policy for retirement:

Group Term Life Insurance
Group Universal Life/Group Variable Universal Life
Long Term Care
Group Legal

Insurance Programs

Group Term Life Insurance

• Active coverage ends on the last day of active employment. Retiree coverage is not available
• You may convert your coverage to an individual policy and pay MetLife directly. Call 1-800-571-0400 and follow the voice recognition prompts to connect to MetLife

Group Universal Life/Group Variable Universal Life

• The plan can provide coverage for you and your eligible spouse and dependent children
• The plan includes a fund in which you can accumulate tax-deferred savings
• You must be enrolled as an active employee

For more information, visit the Group Universal Life/Group Variable Universal Life section of this website.

Long Term Care

• The plan can provide coverage for you and qualified family members (e.g., spouse or domestic partner, parents, parents-in-law, and grandparents)
• Coverage is portable, so you can take it with you at retirement if you were enrolled as an active employee

For more information, visit the Long Term Care section of this website.

Group Legal

• Active coverage ends on the last day of active employment
• You may continue your coverage through the end of the year by contacting ARAG. Call 1-800-571-0400 and follow the voice recognition prompts to connect with ARAG