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Population: New or Prospective Non-Represented
Frequently Asked Questions
With all the decisions involved in retirement, you're bound to have some questions. Here is a list of some of the questions we hear most often. Click on a question to view the answer. If your question is not on the list or if you need further information, please call Benefits Express at 1-800-571-0400 and and follow the voice recognition prompts to speak with a Benefits Express representative.
- Retirement Income Questions
- Retirement Benefits Questions
- What Should I Do If ...? Questions
- What Should My Spouse Do If ...? Questions
Retirement Income Questions
- What are the payment options for my pension benefit?
- When will I receive my last active paycheck?
- When will I receive my first pension check?
- Where will my pension check be sent?
- Which forms do I need to return?
- How much federal income tax should I withhold?
- When should I apply for Social Security?
- What happens with my Thrift Plan account?
- If I have a loan from the Thrift Plan, do I have to pay it off before I retire?
- What deductions will be taken from my pension check?
Retirement Benefits Questions
- Who pays for health care in retirement?
- When I retire, what will happen to my medical/dental benefits?
- Will retiree medical contributions change annually after retirement?
- Is vision care included in retiree medical benefits?
- What happens to my retiree medical benefits if I move out of state?
- If my spouse has health insurance, can we elect to stay with my spouse's insurance?
- If I die before my spouse, is my spouse eligible for medical benefits?
- What happens to my health insurance when I turn 65 or become eligible for Medicare due to disability?
- Do I have the option of declining enrollment in Medicare and continuing the Company plan as my only coverage?
- Will I still have group term life insurance coverage after I retire?
- If I die before my spouse (or non-spouse beneficiary), is my spouse (beneficiary) eligible to receive benefits from PSEG?
- What is a Postretirement Supplemental Health Benefits Plan account?
- What happens to my reimbursement accounts after I retire?
- What happens to my long term disability insurance when I retire?
- What happens to my long term care coverage when I retire?
- What will happen to my Group Universal Life/Group Variable Universal Life Insurance after retirement?
- If I have any questions before I retire, whom can I contact?
What Should I Do If ...? Questions
- I have direct deposit and change my bank account?
- I become eligible for Social Security benefits?
- My spouse or I become eligible for Medicare coverage?
- I need health care and the Company is my primary provider?
- My spouse dies before me?