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Health Benefits Planning

Medical Comparison Tool

Select up to three medical options you're interested in comparing and choose the provisions you're interested in viewing—for example, routine vision care, emergency room care, or in-hospital benefits. To select more than one provision, hold down the "Control" key while clicking on your selection. Then, click on "Compare Selections" to see how each option treats the provisions you chose.

The information which follows constitutes a summary of the provisions of the respective employee benefit programs of PSEG and its Affiliates. For a complete description of the provisions, rights, and benefits of each respective employee benefits plan, please refer to its respective plan document which is available by calling 1-800-571-0400 and following the voice recognition prompts to speak with a Benefits Express representative. (Representatives are available Monday through Friday during normal working hours.) Every effort has been made to ensure that the summary information contained on this website is accurate and reflects the provisions of the employee benefit programs of PSEG and its Affiliates. However, should there be any discrepancy between this website and the respective plan documents, the employee benefit plan documents will govern with respect to all benefit plan provisions.

Please Note: Although you can compare all of the plans listed below, eligibility for each plan is determined by where you live. Call Benefits Express for the plans available in your area.

Medical Plans Provisions/Preventive Benefit
Horizon Comprehensive Options
Horizon POS
Aetna HMO
Horizon—HMO NJ
Horizon EPO—Albany Area
Horizon EPO—Connecticut